Working Capital Calculator
Working Capital Calculator
Calculate your net working capital and working capital ratio to see whether your business can cover its short-term obligations.
Money in your business accounts right now
Money your customers owe you
Stock value (0 if service business)
Prepayments, deposits, etc.
What you owe suppliers
Loans, overdrafts due within 12 months
Tax, accrued wages, deferred income
Net Working Capital
—
Working Capital Ratio
—
—
Current Assets
—
Current Liabilities
How This Calculator Works
Net Working Capital = Current Assets − Current Liabilities
Working Capital Ratio = Current Assets ÷ Current Liabilities
A ratio of 1.2 to 2.0 is ideal. Below 1.0 means liabilities exceed assets. Above 2.0 may indicate idle capital.
This calculator is for educational purposes only and does not constitute financial advice. Consult a qualified accountant for guidance specific to your business.